NON-QM SIMPLIFIED
Built for Mortgage Brokers
LOAN PROGRAMS
NON-QM POWERED BY COMMON SENSE
PRIME
Loan Program​
Aggressively Priced Non-QM
Purchase, R/T or C/O
Up To $2.5 million Loan Amounts
40 Yr w/ 10 Yr I/O
PRIME PLUS
​Loan Program​
Industry Leading Guidelines
Up to $4 million Loan Amounts
No Ratio / No DTI Options
Asset Depletion / 36 months
EXPANDED
Loan Program​
Recent Housing & Credit Events
Down to 620 FICO
1 x 30 x 12 MTG Late
48 months BK/FC/SS/DIL
EQUITY
Loan Program​
Non-QM
2nd Liens
Alt Doc, Bank Statement, P&L​
2nd Home, Investor, DSCR
Up To $1 million Loan Amounts
INNOVATIVE LOAN FEATURES
NON-QM BUILT TO ORIGINATE
UNITED AMERICAN
MORTGAGE CORPORATION
Closed a $1.8 mil Cash Out Refi for a client of mine that had some unique income requirements.
Be sure and reach out to them with your Non-QM.
Dennis Hensling
V.P. Residential Lending
MEMBERS DIRECT NETWORK
Recently Funded a No Income-NO DTI loan with only the need to verify Assets in 13 days with Castor Financial!
Kelly Welton
Regional Manager
OPTIMUM FIRST MORTGAGE
We were able to close with short time frame and most importantly, my borrower got the home she wanted. I really appreciate the professionalism, support, and efficiency throughout the transaction.
Highly recommend Matt and the Castor team for any non qm-deals.